EXPLORE AVAILABLETRADELINES

We provide authorized user tradelines to help your personal credit profile look favorable.

An authorized user tradeline is a credit card account where the primary cardholder adds another person as an authorized user. The authorized user does not receive a physical card or purchasing access through CreditRize, but the account may appear on the authorized user’s credit report.

Essentially, a credit card holder with perfect payment history adds you to their card. You do not get a physical card to use, but the account’s positive payment history may appear on your credit report. All cards offered through CreditRize have perfect payment history and 15% utilization or less. They generally remain active for 60–90 days unless otherwise stated.

During the time the tradeline is active, you should have a clear plan for the financial goals you are trying to achieve.

Every credit profile is different. Tradelines may be helpful for people with limited credit history, high utilization, or an otherwise strong profile that could benefit from additional positive account history.

Results vary, and CreditRize does not guarantee a specific score increase, approval, funding decision, or financial result.

If you have a large number of collections, inquiries, late payments, charge-offs, or other negative accounts, you may want to address those items before adding a tradeline.

Tradelines may report to one or more credit bureaus. Reporting coverage and timing vary by issuer and are not guaranteed.

Most certainly. If you are interested in purchasing a tradeline but are unsure which option to choose, or whether you are a good candidate, email creditrize2026@gmail.com.